How do you redeem those who believe that they are safe from everything? How can safety be something besides genocide, besides the killing of that element which is seen to be dirtying a pure culture?
Safety is given to us by our blessedness as much as our technology. Frankenstein and I, Robot are the literary manifestations of what we fear and what we know: that techology can make us less safe, or more of a threat to ourselves. Safety is not something which can be guaranteed in a risk society or a society of control. But despite this the society relies on the guarantee of safety to do work. You can't have a massive social venture without an insurance policy, or, if you do, it's a guerrilla movement, it's underground, it's a resistance. You will be smoked out of your holes if you don't take out an insurance policy.
It used to be that an insurance policy was like the bridge, it was something to be suckered into. In the age of betting against the market, is it still that way? It's hard to say.
Insurance is a scam only insofar as the state is a scam, only insofar as the society of control fails and breaks down.